brokers

Empowering the DIY Investor

An ever increasing number of people are taking control of their financial affairs and online platform technology is the enabler, delivering levels of sophistication that were once the preserve of City professionals at affordable prices.

Investors can research companies, create watch lists, select an account type, trade on countless international exchanges at the click of a mouse, and build and monitor a diverse portfolio of investments – often at a cost of just a few pounds a month.

Options ranging from equity execution only (XO) brokers through to those offering far greater choice in terms of investments and available support.

Direct to consumer (D2C) platforms vary greatly so it is important to find the best combination of functionality and price for your individual requirements.

Selecting a DIY Online Broker

Selecting an Online Broker

 

Internet technology has revolutionised personal investing, bringing information, data and trading technology to a mass audience.

Now the DIY investor is accustomed to the ability to research companies, buy and sell investments on a computer or mobile device in markets around the world and be able to monitor the performance of their portfolio in real time.

Online stockbrokers have been around for a decade and a half now and there are a number of things to consider when selecting the right one for your personal circumstances and the financial instruments you wish to trade.

Terms used to describe the various types of platform such as ‘execution-only (XO) stockbroker’, ‘fund supermarket’, ‘discount broker’, ‘wrap platform’, ‘direct to consumer (D2C) platform’ are often used interchangeably, but the common threads are the ability for an individual to open a personal account or accounts, and trade and monitor their own investments.

 

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DIY investing: What makes for a happy retirement?

DIY investing: Your choice, your know how

DIY investing: What could you learn in two minutes?

Why Carl decided to start investing with Selftrade

What is a SIPP?

Why should investing be at the top of your to do list?

Investing basics: Stocks and shares ISA

Investing Basics: ETFs

Investing Basics: Bonds

Investing Basics: Fundamental Analysis

Investing Basics: Stocks and shares

Investing Basics: Mutual Funds

DIY Investing: Introducing Arena Events

Focus on Funds: What is a multi asset fund?

Introducing Supermarket Income REIT

Introducing Strawberry Invest

Stocks and Shares ISAs Explained

How to Read a Fund Fact Sheet

The Essential Guide to New ISAs

Introducing Strawberry Invest

IG Stockbroking Account

Open a Stocks and Shares ISA

13th


Sep

Investing in retirement: How to make your retired years golden

Investment can continue to play an important role in retirement, you may just need a new strategy

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8th


Sep

Focus on Funds: Fund basics -how to pick the right ‘share class’

How to avoid unnecessary fess and charges and get the returns you want.

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25th


Aug

DIY Investing: Don’t wait for a stock market crash to plan ahead

How to ensure that your portfolio is ready should the market face a 'correction'

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13th


Aug

Focus on Funds Magazine Issue 2

Passionate about active investment management; make informed decisions

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4th


Aug

Will Anyone Save The Investment Trust Savings Scheme?

Guest blog as eminent DIY investor and blogger 'IT Investor' laments the ITSS

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3rd


Aug

DIY investing: How do tipsters react to share consolidations?

A concise round-up of broker and professional tipster activity across the UK financial markets

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29th


Jul

DIY pensions: Getting ready and retirement planning

Careful planning and understanding spending patterns can help to ensure your money lasts

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25th


Jul

First time investor: How to be a successful DIY investor

Guest post from Selftrade looks at the basics of portfolio construction, management and strategy

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16th


Jul

DIY investing: How to avoid emotional investing

Emotion can be your enemy; understanding is key to being a disciplined and profitable investor

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28th


Jun

How to build your perfect ISA portfolio

DIY investing platform Selftrade looks at setting your objectives and making a plan

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26th


Jun

Flexible ISAs: What’s the story?

Why access to cash in a tax-efficient wrapper could appeal to the growing army of the self-employed

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23rd


Jun

Financial wellness: Seven tasks to improve your wealth forever

New to investing - spend twenty minutes on these simple tasks to tune up your finances

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16th


Jun

Woodford fallout: FCA, platforms and analysts to be probed; BoE boss says choose blue-chip stocks for liquidity

Treasury Select Committee looking for answers; chance to nail the rules around advice?

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16th


Jun

Pensions – Expectations vs. Reality: The increasing gap affecting retirement

The biggest thing you need to save for could be bigger than you think

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11th


Jun

Hargreaves Lansdown under pressure as Woodford fall-out continues

Best-buy lists added to the list of issues to face FCA scrutiny, including its own behaviour

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9th


Jun

Case study: SIPP, ISA or both?

Selftrade customer Leah has an ISA and a SIPP; here she explains her investment strategy

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28th


May

Investment and retirement considerations for the self employed

You might enjoy being in charge of your own work, but you could pay for this freedom in other ways

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24th


Mar

Focus on Funds Magazine: Passionate about active investment management

A new publication dedicated to unit trusts, OEICs, and investment trusts; make informed decisions

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24th


Jan

Research suggests competition in the DIY investing market not working as well as it should

Boring Money study says wide variation in fees charged by platforms could be costing investors dear

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16th


Jan

DIY investing giant whittles down selected funds list to Wealth 50

Favourites lists to help investors identify well performing and appropriate collective investments

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14th


Dec

Just one segment of the UK stockmarket has made money in 2018

FE Trustnet assesses the performance of the FTSE All Share industries amid a turbulent year for

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10th


Dec

Ten years on: DIY investing in the age of online technology and open banking

Since Lehman Brothers, technology has revolutionised financial services and the way we deal with

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15th


Nov

Why DIY investors will pay the price for pensions protections

'Up to a million’ SIPP-holders affected putting pension providers ‘on the hook’ for

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6th


Nov

Platforms for High Net Worth Investors in Israeli high-tech

Yarom Romem looks at options ranging from traditional VC funds to angel investing

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30th


Oct

DIY Investors set to benefit from economies of scale? Banks returning to financial advice

As Interactive Investor acquires Alliance Trust Savings banks are eyeing the growing market for

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19th


Oct

Greater protection proposed for investors subject to malpractice

FCA consults on raising the level of compensation available from FOS to £350,000

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18th


Oct

Something in the bilges is smelling: Thoughts of Saltydog Investor

So it was a correction rather than a crash, but Saltydog is heading for cash - and hash!

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8th


Oct

Investing for income: Boost for DIY investors as FTSE 100 companies return £88.6 billion

Recent report predicts record dividend payouts to shareholders in 2018 with more to come

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22nd


Sep

Brexit: The Never Ending Story: It’s all about the Chequers Proposal

Weekly Bulletin - Brits fear economic decline, falling house prices and Double Diamond!

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16th


Sep

Brexit: The Never-Ending Story : Part 3 – ‘Little Britain’

Philip Gilbert posits that we are going back to the future and highlights what he sees as the

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3rd


Sep

Financial education – Money lessons for children

Infographic from the States - 5 money lessons children need to know and explaining financial

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27th


Aug

Estate planning – wills vs trusts

Infographic comparing the relative merits of wills and trusts in estate plannng

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26th


Aug

Currency – King Dollar surges amid the Turkish panic 

Fears of contagion in financial markets as US hikes interest rates

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20th


Aug

Investing in funds using charts

Humbug - the 'investor' in The Great British Trade Off, explains how he aggressively invests in

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17th


Aug

Financial Education: Part 5 – Do it Yourself, Do it With me, Do it For me – just don’t do nothing!

So you've decided to become an investor in pursuit of financial independence, but which way's best?

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14th


Aug

Time to reassess as winding down of QE takes wind from the sails of gilts and bonds

Saltydog Investor to revisit 'Tugboat' portfolio as 'slow ahead' loses momentum

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13th


Aug

FAANGS a lot: Tech bubble fears as Apple becomes the first $1billion company

Jim Paulsen believes investors are overweight tech stocks and sees parallels with the dotcom bubble

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12th


Aug

Humbug: Investing for a rich retirement has a good week

Seeking financial independence, Humbug adds £1626 in the week and is 7.7% up since April

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1st


Aug

400,000 orphan clients ‘trapped’: Watchdog encourages shift to cheaper DIY investing platforms

FCA says clients could be paying thousands of pounds a year to stay on

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30th


Jul

The Great British Trade Off: Humbug (investing) is flat but Fagin (trading) is scorching + 45%

Humbug says calm is good; Fagin is on fire on the road to FIRE

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29th


Jul

Financial Education: Part 4 compound interest

Earning interest on interest can make a dramatic difference for an investor with a long time horizon

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25th


Jul

City watchdog challenges DIY investment platforms on fees and transparency

FCA wants more competition and transparency as £500bn platform business doubles in 5 years

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18th


Jul

Financial education: Part 3 – more basics of investing

Muckler helps those new to investing on a journey to financial independence

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16th


Jul

Financial education: Part 2 – a beginners’ guide to investing

Muckler helps those new to investing on a journey to financial independence

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12th


Jul

Financial education: Part 1 – before you start investing

Muckler helps those new to investing on a journey to financial independence

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3rd


Mar

Personalised investment management – three unstoppable forces & Object-Oriented Investing

Three powerful forces are re-shaping investment and wealth management and AI is allowing more

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24th


Feb

MiFID II 101

You’ll have received a letter from your broker and updated your details, but just what is MiFID

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8th


Feb

DIY Investing – hands across the ocean: What is online stock trading?

Thoughts on The New Generation Of Traders. What Style Suits You - from reviews.com

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8th


Feb

DIY Investing – hands across the ocean: Free stock screening tools

How Free Stock Screening Tools Can Save You Hours Every Week; Jay Delaworth of Intelligent Trend

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22nd


Sep

Smaller companies – bigger returns?

Liz Rees of Willis Owen looks at companies outside of the FTSE 250 and those on AIM

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18th


Sep

Investment styles – is there a catalyst for change?

Liz Rees of Willis Owen looks at the different investment styles adopted by funds and what may

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11th


Sep

‘Smart Investor’ launch angers Barclays’ DIY investors

Barclays Stockbrokers customers face higher charges and loss of some functionality

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8th


Aug

Lifting the lid on Multi Asset Funds

An overview of the Multi Asset sector from Liz Rees, Head of Research, Willis Owen

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28th


Jul

Market Commentary for Q2 2017 and Future Outlook

Liz Rees of Willis Owen looks at the key events and influences over the past quarter

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26th


Jul

As investors flock to DIY platforms, City watchdog launches probe into charges and transparency

FCA to ensure 'wealthtech' platforms deliver good value to investors

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24th


Jul

Bereavement Services: preparing for the death of a loved one is never easy

Stuart Simpson, Head of Bereavement Services, Equiniti looks at the

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3rd


Jul

Too Much of the Black Stuff

Liz Rees of Willis Owen reports upon a drop in oil prices and markets losing momentum

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9th


Jun

Politics and expecting the unexpected

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20th


May

The foundations of investing in infrastructure

Seeking income: Fiona Liu of Willis Owen looks at what to consider when investing in infrastructure

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22nd


Jan

Global Outlook for 2017

Willis Owen looks back at 2016 and ahead to prospects for investors in the year ahead

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22nd


Jan

Questioning the Manager – Henderson Investment Trusts

Reviewing 2016 and looking at the threats and opportunities in 2017

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9th


Jan

Strawberry Invest – 2017 Investment Forecast

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20th


Dec

Bringing Down the Cost of DIY Investing

DIY Investor Urges FCA for Greater Transparency in Fees and Charges

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19th


Dec

Shaken and Stirred: 2016 was tricky for Bonds and Equities

Mike Franklin asks will the ‘Trump Effect’ create a Casino Royale in 2017?

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4th


Oct

Quarterly Investment Outlook – Strawberry Invest

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1st


Sep

Well on Track – DIY Investors ‘Flock’ to Passive Investments

Hargreaves Lansdown sees the number of its clients investing in trackers double

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27th


Aug

Selecting an Online Broker

No single broker delivers a panacea - how do you select the right one for you?

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20th


Aug

Are property funds still worth considering?

Willis Owen Research Analyst Fiona Liu looks at property funds post-Brexit

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30th


Jun

Britain votes for Brexit: The challenges and opportunities

Liz Rees considers the implications of Brexit in a blog for Willis Owen

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25th


Jun

Selftrade: ETFs ‘Best’ for Investors

Online broker cuts commission and introduces comparison tool

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20th


Apr

7IM and Vanguard Set to Enter the D2C Space

More choice from direct to consumer propositions

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20th


Apr

BlackRock Rules out D2C Launch but Considers Robo Platform

Asset Management behemoth bucks trend for retail investment platforms

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15th


Apr

Portfolio Analytics – Shaping the Next Generation of Retail Traders

Big data - allowing brokers to help their clients to become more successful traders

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ST 220 x 75
wo2
Saga 220 x 75XO 220 x 75SDA 220 x 75CF 220 x 75
Strawberry 220 x 75 2

 

 

 

 

AccountEquity TradeFrequent TraderRegular InvestmentFund TradeAccount FeeISA Account SIPP Account Comments
parallax1£10.99£5.99£1.50£0 buys
£10.99 sells
£12.50/quarter
Funds fee:
< £50k 0.3%
> £50k/£250k 0.25%
£250 + 0.15%
Max £250/quarter
£4.99/quarter£4.99/quarter
Selftrade SIPP £99 + VAT
Qualifying Dealing Commissions and Fund Platform Fees can be offset against custody fee
parallax1£8n/an/an/a£0£0£165 + VATAdvisory service
Discretionary fund management
parallax1£11.95£9.75£1.50£0£0£0n/a
parallax1£2.50£0.50n/an/a0.24%0.24%0.24%Frequent trader rate based on rebate
parallax1£5.95n/an/an/a£0£0£120 + VAT
parallax1£9.50n/an/a£9.50£0£50 + VAT£120 + VAT
parallax1£9.50n/an/a£0< £50k 0.35%
£50k - £1m 0.25%
£1m > 0.1%
£0£100 + VAT

 

 

 

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