Searches For Best Investments 2022 Have Seen A 3,450% Increase: When Is The Perfect Time To Review Your Investments

 

Investing can be an effective way to build up wealth. As we navigate the post-pandemic world, people are feeling more confident investing money, with Google recently seeing a massive 3,450% increase in searches for “best investments 2022.”  

Knowing how to take care of your investments so they flourish is critical. The team at private and commercial banking firm Arbuthnot Latham have provided a helpful guide on when and how often to review your investments so you can get the most out of them.   

Consistently checking your investments can potentially do more harm than good. Unless you’re a day trader, looking at your assets consistently can be distracting but knowing when the right time to check-in is valuable.  

 

When To Review Your Investment Portfolio

  

 

You should review your investment portfolio when your personal circumstances change, so your strategies align with new priorities; fundamental life changes include:   

 

Changes to your family structure  

 

  • Welcoming new children or grandchildren  

  • Marriage or divorce  

  • Poor health   

  • Death  

 

Changes to your working environment  

 

  • Reducing or increasing hours  

  • Stopping working/retirement  

 

  • Selling a business  

Changes to your home environment  

 

  • Up/downsizing  

  • Empty nest  

  • Adult children returning to the family home  

 

  • New caring responsibilities  

 

Changes to your Investment Management team  

  • Or your broader banking or wealth planning team  

 

Market Volatility   

Short-term rises and declines often correct themselves within days; however, you may welcome a little reassurance when markets are volatile.  

 

Your Investment Manager’s job is to monitor markets, underlying fundamentals, industry trends, and opportunities. They can give you the peace of mind you need or change your underlying investments where options are presented.  

 

What Is Discussed At An Annual Investment Review  

 

It’s vital to review your investments annually even if your finances have not changed; critical topics discussed include:   

 

  • Review objectives to ensure your investment strategy aligns with your overall goals.  

  • Review of your investment performance against a suitable benchmark. Whether the value of your investments has increased or decreased, a benchmark will help you understand how similar investments performed over the same period.  

  • Tax efficiency ensures you invest in a tax-efficient manner and take advantage of annual allowances, including ISA limits.  

  • Longer-term plans to consider include any future changes to your circumstances or income requirements.  

  • Tactical asset allocation – your Investment Manager can explain any changes to asset class weights.  

  • Any areas of interest or concern. 

 

 

View the full blog post here: How often should I review my investments? | Arbuthnot Latham 

 

Eight Common Mistakes Investors Make Guide 

 https://www.arbuthnotlatham.co.uk/insights/eight-common-mistakes-investors-make  

 

 

About Arbuthnot Latham  

 

Arbuthnot Latham & Co., Limited, whose business was established in 1833, is the London-based private banking, commercial banking and wealth management arm of the Arbuthnot Banking Group PLC, with regional offices in Manchester, Bristol and Exeter. 

Arbuthnot Latham aims to provide a comprehensive approach to private banking, commercial banking and wealth management with its four core services; Private Banking; Commercial Banking; Wealth Planning and Investment Management.  

Private Banking: A complete suite of Private Banking services created around clients’ lifestyles and circumstances include: deposit facilities, credit, debit cards, money transmission worldwide, money market deposits in major currencies and a wide range of treasury and foreign exchange services. All handled by a dedicated Private Banker responsible for the relationship of the client with the bank.  

Commercial Banking: Full Commercial Banking offering to independent owner-managed businesses. The sector teams – Media, Real Estate and Specialist – all have considerable experience in their sectors and deliver a tailored and personal experience to clients from the London, Manchester and Exeter offices. The Commercial Banking team provides a range of bespoke lending facilities, deposit and FX management, a suite of Visa Card products and money transmission services all supported by online banking and commercial banking experts.   

Investment Management: Highly diversified multi-asset portfolios managed predominantly under the Investment Management team’s discretion and designed around clients’ requirements. Free from restriction of affiliated products, Investment Managers strive to deliver risk optimal post-tax returns on clients’ wealth via a wide choice of management styles.  

Wealth Planning: Based on a clear understanding of a client’s situation and immediate requirements as well as their long-terms goals. A Wealth Planner is assigned to work with clients to develop and execute a bespoke wealth plan, including retirement, estate and succession planning as well as insurance and tax planning issues.   

For Business. For Family. For Life. 



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