Comment: UK investing culture under pressure as TISA data highlights key barriers

Brendan Callan, CEO & Founder of FXCM & Tradu, commented:

“While behavioural factors like anxiety and risk aversion remain a major barrier to retail participation, structural barriers are undermining the UK’s position as an investing hub. The nation now ranks lowest for retail investment in the G7, with just 8% of wealth allocated to domestic investments.

“Stamp duty on share purchases, friction in moving from cash savings into investment accounts, and limited retail access at IPO stage all suppress engagement at scale. This reduces liquidity, decreases valuations and drives companies to list overseas.

“Rebuilding a stronger investment culture means making participation simple, accessible and frictionless. Unless the UK addresses both confidence and structural barriers, it will fall further behind its global peers.”